Corporate banks often receive business plans from clients, but execution monitoring is fragmented. Actual inflows and outflows on bank accounts, receivables, payables, and accounting reports are not always connected to the plan. This makes it harder to detect underperformance, liquidity pressure, or early warning signs in time.

Corporate clients increasingly operate digitally, banks already see payment flows, and accounting-system integrations make it possible to turn static business plans into live monitoring products.

A corporate client monitoring MVP where a company uploads or creates an annual business plan, connects bank account flow data and optional 1C/accounting reports, then receives plan-vs-actual tracking, receivables/payables visibility, warning alerts, and management dashboards for the client and bank relationship team.

• Start with plan-vs-actual tracking for revenue, expenses, inflows, and outflows.
• Add 1C/accounting import for receivables and payables within selected dates.
• Create warning signals when actual performance deviates from plan or debtors/creditors become risky.
• Give relationship managers a portfolio view of corporate clients with execution status and alerts.
• Later connect the module with credit monitoring or SME ERP products.
• Use synthetic company, transaction, marketplace-listing, and counterparty data to prototype analytics, alerts, and demo dashboards without exposing real customer data.

• B2B fintech or corporate banking team
• Experience with accounting systems, financial reporting, bank statements, or cash-flow analytics
• Strong data integration and dashboard design capability
• Ability to build explainable alerts for non-technical business users

• Business-plan entry or upload
• Bank account inflow/outflow import or mock integration
• Plan-vs-actual dashboard
• Receivables and payables import from accounting data
• Deviation and warning alerts
• Client and bank-manager views
• Exportable report for monitoring meetings

• A corporate client can see whether their annual plan is on track.
• The system shows actual bank-account inflows and outflows against planned values.
• Receivables and payables are visible for selected dates.
• Bank managers receive alerts when execution deviates materially from plan.
• The product creates a clear reason for recurring client engagement, not just one-time reporting.

• The MVP can use mock bank-statement and accounting data, but the integration model must be realistic.
• Do not position this as full accounting software; focus on monitoring and decision support.
• Sensitive client data requires strong permissioning, auditability, and data separation.